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	<title>Comments on: New Credit Card Merchant Account Guidelines for Direct Marketers</title>
	<atom:link href="http://learningfolder.net/blog/?feed=rss2&#038;p=838" rel="self" type="application/rss+xml" />
	<link>http://learningfolder.net/blog/?p=838</link>
	<description>Spreading Postive Ideas, Products and Services Worldwide</description>
	<lastBuildDate>Mon, 06 Sep 2010 10:16:42 +0000</lastBuildDate>
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		<title>By: how to get a merchant account for your business</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-24406</link>
		<dc:creator>how to get a merchant account for your business</dc:creator>
		<pubDate>Mon, 16 Aug 2010 06:27:38 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-24406</guid>
		<description>Wow! That&#039;s alot if info there. Thanks for posting. What suprised me is the regulations on the trial offers. Looks like they&#039;ll have to be creative there.</description>
		<content:encoded><![CDATA[<p>Wow! That&#8217;s alot if info there. Thanks for posting. What suprised me is the regulations on the trial offers. Looks like they&#8217;ll have to be creative there.</p>
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		<title>By: continuity merchant account</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-23347</link>
		<dc:creator>continuity merchant account</dc:creator>
		<pubDate>Mon, 14 Jun 2010 05:22:07 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-23347</guid>
		<description>Very awesome summary. Neither Visa nor Mastercard has really come out publicly and released a clear cut statement on what is and is not accepted in with forced continuity/negative billing.

Your article is a great starting point for everyone in this business to read and follow. While this business model with never completely die, it is going to need to evolve &amp; adapt to survive.</description>
		<content:encoded><![CDATA[<p>Very awesome summary. Neither Visa nor Mastercard has really come out publicly and released a clear cut statement on what is and is not accepted in with forced continuity/negative billing.</p>
<p>Your article is a great starting point for everyone in this business to read and follow. While this business model with never completely die, it is going to need to evolve &amp; adapt to survive.</p>
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		<title>By: Vinden Grace</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-21272</link>
		<dc:creator>Vinden Grace</dc:creator>
		<pubDate>Thu, 25 Feb 2010 15:58:30 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-21272</guid>
		<description>Hi Ken,
Many thanks for alerting us to that.
Very useful &amp; concise summary.

Hopefully, approaches like this will  ensure that only ethical marketers survive :-)

Best wishes,
Vinden</description>
		<content:encoded><![CDATA[<p>Hi Ken,<br />
Many thanks for alerting us to that.<br />
Very useful &amp; concise summary.</p>
<p>Hopefully, approaches like this will  ensure that only ethical marketers survive <img src='http://learningfolder.net/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>Best wishes,<br />
Vinden</p>
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		<title>By: Wyteria Jacobo</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20823</link>
		<dc:creator>Wyteria Jacobo</dc:creator>
		<pubDate>Thu, 04 Feb 2010 22:32:33 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20823</guid>
		<description>I&#039;m going to have to tweet this, Ken. This is good stuff. Ultimately, I believe following these best practices will be what separates the grownup marketers from the children. The part about the business entity that processes the payment must also be the entity that offers the upsell is what got me. Whew! I&#039;m printing this one out and placing it in my special binder :-)</description>
		<content:encoded><![CDATA[<p>I&#8217;m going to have to tweet this, Ken. This is good stuff. Ultimately, I believe following these best practices will be what separates the grownup marketers from the children. The part about the business entity that processes the payment must also be the entity that offers the upsell is what got me. Whew! I&#8217;m printing this one out and placing it in my special binder <img src='http://learningfolder.net/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Ken McArthur</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20730</link>
		<dc:creator>Ken McArthur</dc:creator>
		<pubDate>Sun, 31 Jan 2010 21:28:41 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20730</guid>
		<description>Thanks Romona!

Ken
.-= Ken McArthur&#180;s last blog ..&lt;a href=&quot;http://theimpactfactor.com/learningcenter&quot;&gt;Impact Learning Center&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thanks Romona!</p>
<p>Ken<br />
<span class="cluv"> Ken McArthur&#180;s last blog ..<a href="http://theimpactfactor.com/learningcenter">Impact Learning Center</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://learningfolder.net/blog/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Ken McArthur</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20729</link>
		<dc:creator>Ken McArthur</dc:creator>
		<pubDate>Sun, 31 Jan 2010 21:28:15 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20729</guid>
		<description>Thanks Keith!

Ken
.-= Ken McArthur&#180;s last blog ..&lt;a href=&quot;http://theimpactfactor.com/learningcenter&quot;&gt;Impact Learning Center&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thanks Keith!</p>
<p>Ken<br />
<span class="cluv"> Ken McArthur&#180;s last blog ..<a href="http://theimpactfactor.com/learningcenter">Impact Learning Center</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://learningfolder.net/blog/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Ken McArthur</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20728</link>
		<dc:creator>Ken McArthur</dc:creator>
		<pubDate>Sun, 31 Jan 2010 21:27:57 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20728</guid>
		<description>There&#039;s a difference between having an upsell and forcing it or hiding it.

Have to admit that it&#039;s getting tougher out there though.

All the best,

Ken
.-= Ken McArthur&#180;s last blog ..&lt;a href=&quot;http://theimpactfactor.com/learningcenter&quot;&gt;Impact Learning Center&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>There&#8217;s a difference between having an upsell and forcing it or hiding it.</p>
<p>Have to admit that it&#8217;s getting tougher out there though.</p>
<p>All the best,</p>
<p>Ken<br />
<span class="cluv"> Ken McArthur&#180;s last blog ..<a href="http://theimpactfactor.com/learningcenter">Impact Learning Center</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://learningfolder.net/blog/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Jeremy Reeves</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20718</link>
		<dc:creator>Jeremy Reeves</dc:creator>
		<pubDate>Sun, 31 Jan 2010 15:35:08 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20718</guid>
		<description>Thanks for all that Ken!

One thing I&#039;m confused on is this...

&quot;Forced and hidden up sells are strictly prohibited&quot;

Does that mean we can&#039;t do upsells AT ALL after someone orders a product?

Jeremy Reeves
www.ControlBeatingCopy.com</description>
		<content:encoded><![CDATA[<p>Thanks for all that Ken!</p>
<p>One thing I&#8217;m confused on is this&#8230;</p>
<p>&#8220;Forced and hidden up sells are strictly prohibited&#8221;</p>
<p>Does that mean we can&#8217;t do upsells AT ALL after someone orders a product?</p>
<p>Jeremy Reeves<br />
<a href="http://www.ControlBeatingCopy.com">http://www.ControlBeatingCopy.com</a></p>
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		<title>By: Keith deBolt</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20717</link>
		<dc:creator>Keith deBolt</dc:creator>
		<pubDate>Sun, 31 Jan 2010 14:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20717</guid>
		<description>Thanks, Ken, for this info-

Really encouraged by the language and specific [points addressed in this guideline. Most of this is simple common sense if you want to operate your business in a customer-first, friendly, and transparent manner. Unfortunately, any little &#039;angle&#039; that bumps sales up by 1% becomes a freaking $47 ebook and every marketer from new to old adds it to their funnel... often with consequences not immediately seen.

The forced continuity, the &quot;free&quot; for $17 shipping, the &quot;try it for ten days (and if we don&#039;t hear from you at this help desk that will take you three days to find we&#039;ll charge your card $97 which you will never get back) before you decide&quot;... I have noticed that most of the forced continuity sales are done through Clickbank- so that if you pay with PayPal, which is common, you can&#039;t cancel your subscription through PayPal... just another roadblock for the customer to getting out before being charged...

This is a breath of fresh air in a really degenerating industry. I wish we could write out some clear and concise rules to clean up the darn political scene...same approach: simple common sense if you want to operate your country in a people-first, friendly, and transparent manner!

Keith deBolt</description>
		<content:encoded><![CDATA[<p>Thanks, Ken, for this info-</p>
<p>Really encouraged by the language and specific [points addressed in this guideline. Most of this is simple common sense if you want to operate your business in a customer-first, friendly, and transparent manner. Unfortunately, any little &#8216;angle&#8217; that bumps sales up by 1% becomes a freaking $47 ebook and every marketer from new to old adds it to their funnel&#8230; often with consequences not immediately seen.</p>
<p>The forced continuity, the &#8220;free&#8221; for $17 shipping, the &#8220;try it for ten days (and if we don&#8217;t hear from you at this help desk that will take you three days to find we&#8217;ll charge your card $97 which you will never get back) before you decide&#8221;&#8230; I have noticed that most of the forced continuity sales are done through Clickbank- so that if you pay with PayPal, which is common, you can&#8217;t cancel your subscription through PayPal&#8230; just another roadblock for the customer to getting out before being charged&#8230;</p>
<p>This is a breath of fresh air in a really degenerating industry. I wish we could write out some clear and concise rules to clean up the darn political scene&#8230;same approach: simple common sense if you want to operate your country in a people-first, friendly, and transparent manner!</p>
<p>Keith deBolt</p>
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		<title>By: Romona</title>
		<link>http://learningfolder.net/blog/?p=838&#038;cpage=1#comment-20710</link>
		<dc:creator>Romona</dc:creator>
		<pubDate>Sun, 31 Jan 2010 03:20:43 +0000</pubDate>
		<guid isPermaLink="false">http://learningfolder.net/blog/?p=838#comment-20710</guid>
		<description>Okay, wow!!!  I hope you don&#039;t mind that I have copy &amp; pasted this into notepad for my own personal ability to review it time &amp; time again.  Some really great info.  Some of this is definitely going to help keep me out of trouble.

Thanks
.-= Romona&#180;s last blog ..&lt;a href=&quot;http://monasonlinemarketing.com/new-things-for-2010&quot;&gt;New Things For 2010&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Okay, wow!!!  I hope you don&#8217;t mind that I have copy &amp; pasted this into notepad for my own personal ability to review it time &amp; time again.  Some really great info.  Some of this is definitely going to help keep me out of trouble.</p>
<p>Thanks<br />
<span class="cluv"> Romona&#180;s last blog ..<a href="http://monasonlinemarketing.com/new-things-for-2010">New Things For 2010</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://learningfolder.net/blog/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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